
2711 NW 31ST TERRACE, GAINESVILLE, FL, 32605
Active1 days on marketListed Aug 13, 2026MLS #GC542629
About this home
2711 NW 31ST TERRACE
Updated and move-in ready in NW Gainesville! This spacious 4 bedroom, 2 bath concrete-block home in desirable Chatworth Court offers almost 2,000 square feet on a large, fully fenced, .35-acre lot with no HOA. Inside, the welcoming foyer opens to a flexible living space that leads to the dedicated dining room and leads directly to the updated kitchen. The spacious family room serves as a second living area and is centered around a charming whitewashed brick gas fireplace. French doors provide tons of natural light and open to the wood deck and backyard. The perfect place to gather, garden, enjoy nature and entertain! The primary suite features two closets and a barn door leading to its remodeled bathroom with a Carrara marble-topped vanity. The home’s generous floor plan includes three good-sized secondary bedrooms and a remodeled hallway bathroom with an updated vanity, sink, toilet, and fixtures. The kitchen was updated with gorgeous granite countertops, deep double sink, new fixtures, and additional white shaker cabinets providing abundant storage or even a buffet-style serving area. The kitchen also features stainless-steel appliances, including a modern French-door refrigerator with two drawers, range, microwave, and dishwasher. Important improvements include HVAC system (2015), energy-efficient 40-gallon natural gas water heater (2020), and whole-house Uponor PEX repiping extending to the street (2020), a roof with 30-year architectural shingles (2015). Additional 2020 updates include: both bathrooms, waterproof luxury vinyl plank flooring throughout, plantation blinds on front and bedroom windows, and updated lighting fixtures. With flexible living areas, substantial improvements, natural gas service, and a large fenced backyard, this NW Gainesville home is ready for everyday living, working from home, and outdoor entertaining.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,949
Sqft
0.35 ac
Lot size
2
Garage
1974
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Gainesville actives
$218 vs $199
Days on market
1 vs 44 typical
Where $218/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2711 NW 31ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$350,000
2901 NW 32ND STREET · same community
3 bd · 2 ba · 1,728 sqft · $203/sqft · 54 DOM
Sold · Jan ’26$340,000
2015 NW 7TH PLACE
4 bd · 2 ba · 1,990 sqft · $171/sqft · 8 DOM
Sold · Sep ’25$364,900
821 NW 39TH STREET
3 bd · 2 ba · 1,900 sqft · $192/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2711 NW 31ST TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2711 NW 31ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
2711 NW 31ST TERRACE FAQs
What would the monthly payment be for 2711 NW 31ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2711 NW 31ST TERRACE?+
The most recent tax bill on record (2025) was $5,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $425,000, this home is listed about 42% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2711 NW 31ST TERRACE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 64% above the GAINESVILLE 32605 median — but at 1,949 sqft it's also 34% larger than the typical Gainesville listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Gainesville market that averages 44 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MOMENTUM REALTY - GAINESVILLE · K.C. Harder. MLS #GC542629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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