16533 LOWRY ROAD, MONTVERDE, FL, 34756
Active86 days on marketListed May 20, 2026MLS #O6409313
About this home
16533 LOWRY ROAD
Wake up to the sunrise over one of Central Florida's most sought-after private lakes. This beautifully renovated lakefront cottage offers the rare opportunity to enjoy an exceptional waterfront lifestyle while owning a property with a proven history as a successful vacation rental. Whether you're looking for a weekend escape, full-time residence, or investment property, this home delivers the best of all three. Why You'll Love It: • 43 feet of private lake frontage on one of Florida's premier quality watersport lakes. • Private dock with covered boat lift—launch directly into some of the best skiing, wakeboarding, paddle boarding, fishing and sunset cruises in Central Florida. • Successfully operated as a short-term rental with approximately $45,000-$60,000 annual gross income and outstanding guest appeal. • Extensively updated and move-in ready: New roof (2025) New windows (2021) Updated bathroom New flooring Updated appliances Energy-efficient improvements Upgraded 150-amp electrical service. Enjoy morning coffee from the screened lakeside porch overlooking a 144 acre spring fed lake! Then unwind in the hot tub after a day on the water, entertain around the fire pit, or host dinner in the screened in lanai overlooking the lake. Composite decking and a wheelchair-accessible ramp provide low-maintenance, easy access. Located minutes from: Bella Collina, Montverde Academy, Clermont shopping and dining, South Lake Hospital and medical district, Miles of new Lake County bike trails and the amazing Orlando attractions while still enjoying peaceful lakefront living This is one of those properties that feels like you're on vacation every day. Showings by appointment. This house isn't just a renovated cottage, it's one of the least expensive private lakefront homes in Lake County with: true ski lake frontage proven rental income renovated condition boathouse dock and lift, no HOA, close to Orlando attractions and ocean beaches! Listing agent owned.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
900
Sqft
0.17 ac
Lot size
1958
Year built
One
Levels
$639
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,806 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,806/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Montverde actives
$639 vs $320
Days on market
86 vs 81 typical
Where $639/sqft sits among the 61 Montverde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Montverde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
The numbers that matter
The Montverde market
$707K → $647K
Montverde median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
26 of 61
Montverde actives have cut their price
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the Montverde median. See the full Montverde market guide →
Paper trail
This home's history
Reality check
What actually sold near 16533 LOWRY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$129,000
16831 BAY AVENUE
2 bd · 2 ba · 924 sqft · $140/sqft · 154 DOM
Sold · Mar ’26$129,000
17416 EVE DR.
2 bd · 2 ba · 840 sqft · $154/sqft · 73 DOM
Sold · Apr ’26$135,000
17142 LIVE OAK LANE
2 bd · 2 ba · 960 sqft · $141/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16533 LOWRY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16533 LOWRY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
16533 LOWRY ROAD FAQs
What would the monthly payment be for 16533 LOWRY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,806/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16533 LOWRY ROAD?+
The most recent tax bill on record (2025) was $3,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Montverde?+
At $575,000, this home is listed about 35% below the Montverde median of $887,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Montverde market on paper
$575,000 is 35% below the Montverde median of $887,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $579,000, now $575,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Gary Kaser. MLS #O6409313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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