12 LOCUST RUN DRIVE, OCALA, FL, 34472
Active1 days on marketListed Aug 7, 2026MLS #O6425193
About this home
12 LOCUST RUN DRIVE
Move-in Ready New Construction! Welcome to this beautifully designed 3-bedroom, 2-bath home with a 2-car garage, offering the perfect blend of style, comfort, and everyday convenience in a desirable Ocala location. Step inside to an open, inviting floor plan that's ideal for both daily living and entertaining. The kitchen is designed to be the heart of the home, featuring solid wood Shaker cabinets, granite countertops, a large island, and a full stainless steel appliance package, including the refrigerator, range, microwave, dishwasher, and garbage disposal. A washer and dryer are also included, making this home truly move-in ready. The spacious primary suite offers a walk-in closet and a private bath, while two additional bedrooms provide plenty of room for family, guests, or a home office. You'll also appreciate the energy-efficient double-pane windows, window treatments, garage door opener, quality finishes throughout, and a newly sodded backyard ready to enjoy. With no HOA, you'll have the freedom to make the most of your property without added restrictions. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, you'll also enjoy easy access to Silver Springs State Park, Ocala National Forest, and the World Equestrian Center. Whether you're buying your first home, looking to downsize, or simply ready for the peace of mind that comes with new construction, this home is an excellent choice. Seller may consider buyer concessions toward allowable closing costs, prepaid expenses, or an interest rate buy-down with acceptable contract terms. Builder warranties are included for added peace of mind. Come see it for yourself and schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,357
Sqft
0.35 ac
Lot size
2
Garage
2026
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Ocala actives
$191 vs $186
Days on market
1 vs 52 typical
Where $191/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
170 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 LOCUST RUN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$257,000
77 LOCUST DRIVE · same community
3 bd · 2 ba · 1,355 sqft · $190/sqft · 73 DOM
Sold · Feb ’26$110,000
329 OAK TRACK DRIVE
3 bd · 2 ba · 1,342 sqft · $82/sqft · 114 DOM
Sold · Sep ’25$258,000
17 LOCUST LANE TERRACE
3 bd · 2 ba · 1,373 sqft · $188/sqft · 245 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 LOCUST RUN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 LOCUST RUN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
12 LOCUST RUN DRIVE FAQs
What would the monthly payment be for 12 LOCUST RUN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 LOCUST RUN DRIVE?+
The most recent tax bill on record (2025) was $625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $259,000, this home is listed about 13% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12 LOCUST RUN DRIVE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Elizabeth Benitez. MLS #O6425193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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