
182 HERON BAY CIRCLE, LAKE MARY, FL, 32746
Active1 days on marketListed Aug 12, 2026MLS #O6432846
About this home
182 HERON BAY CIRCLE
Rare lake view opportunity in Heron Cove, one of Lake Mary's most sought after communities. Picture your morning coffee to the sound of birds along the shoreline and your evenings unwinding to sunsets over Greenwood Lake, all from the comfort of your private screened patio.. Positioned in one of the most desirable spots in all of Heron Cove, this beautifully updated Lake Mary townhome looks straight out over the lake, where the water, the wildlife, and some of the best sunsets in Seminole County are part of your everyday scenery. You will catch that view from the kitchen, across the main living area, and out through the screened patio and the insulated four seasons room. Herons, egrets, and songbirds work the shoreline all day long, which makes it easy to forget you are minutes from I-4, the 417, and everything Lake Mary has to offer. Inside, the work is already done. The 2024 kitchen remodel brought real wood cabinetry with soft close doors and drawers, quartz countertops, and crown moulding that carries through the downstairs. Both bathrooms were renovated in 2020 with marble and quartz finishes, comfort height toilets throughout, and a custom built vanity in the primary bath with soft close doors and drawers. Laminate flooring and the staircase were redone in 2020. A wood burning fireplace anchors the living space for those handful of cool Florida evenings. The upstairs primary suite is genuinely enormous, with room to carve out a home office, a gym, or a quiet sitting area, plus a walk in closet, dual sinks, a walk in shower, and a private balcony overlooking the lake. It is the kind of space most townhomes in this price range simply do not offer. Now the part that most listings cannot claim. Nearly every major system in this home is new: brand new roof and skylights in 2025, new AC with UV filtration and a smart thermostat in 2021, tankless Noritz natural gas water heater in 2020, a full PEX repipe in 2020, interior and exterior electrical panels replaced in 2021, a new metal garage door with exterior keypad in 2023, and an insulated patio roof added in 2024. Natural gas heat pump keeps utility costs down. A transferable American Home Shield warranty conveys with the home. The HOA handles all exterior maintenance and roof replacement, and the new owner can submit a work order for a driveway replacement at no cost. That means your weekends stay yours. Location is the last piece. Lake Mary sits less than 20 miles from downtown Orlando and under 40 miles from Daytona and the coast, with quick access to I-4 and the 417 putting the airport, the beaches, and the theme parks within easy reach. Heron Cove is one of the most sought after communities in the area for exactly these reasons. Move in ready, low maintenance, and sitting on one of the best lake views in the neighborhood. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,618
Sqft
0.05 ac
Lot size
1
Garage
1985
Year built
Two
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,893 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,893/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Lake Mary actives
$219 vs $235
Days on market
1 vs 48 typical
Where $219/sqft sits among the 164 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
97 of 164
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the Lake Mary median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 182 HERON BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$278,000
179 HERON BAY CIRCLE · same community
3 bd · 2.5 ba · 1,618 sqft · $172/sqft · 49 DOM
Sold · May ’26$263,000
215 HERON BAY CIRCLE · same community
2 bd · 2.5 ba · 1,618 sqft · $163/sqft · 109 DOM
Sold · Jul ’26$324,500
112 HERON BAY CIRCLE · same community
2 bd · 2.5 ba · 1,618 sqft · $201/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 182 HERON BAY CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 182 HERON BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
182 HERON BAY CIRCLE FAQs
What would the monthly payment be for 182 HERON BAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,893/mo — principal and interest, the actual property-tax bill, the $373/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 182 HERON BAY CIRCLE?+
The association fee works out to $373 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 182 HERON BAY CIRCLE?+
The most recent tax bill on record (2025) was $1,364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 182 HERON BAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $354,900, this home is listed about 17% below the Lake Mary median of $427,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Lake Mary market on paper
$354,900 is 17% below the Lake Mary median of $427,000, and at $219/sqft it sits under the Lake Mary average of $246.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Lake Mary market that averages 48 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KROLL REALTY GROUP · Chris Cranias. MLS #O6432846.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Mary homes, in your inbox
Like 182 HERON BAY CIRCLE but not quite? A daily digest of every new listing in Lake Mary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Derrion to ping you on any price or status change →


