173 SE ANDREWS DRIVE, LAKE CITY, FL, 32025
Active6 days on marketListed Aug 11, 2026MLS #TB8535348
About this home
173 SE ANDREWS DRIVE
A FULL ACRE OF LAND, 4 BEDROOMS & NO HOA! Discover the space, privacy and possibilities offered by this charming brick home situated on an impressive 1.00-ACRE homesite with approximately 43,560 square feet of land in Lake City! Offering approximately 1,502 square feet of living space, this property is surrounded by beautiful mature trees and delivers the peaceful North Florida setting buyers are searching for while still keeping everyday conveniences within easy reach. Inside, you'll find four bedrooms, comfortable living spaces and an inside laundry room, providing plenty of flexibility for everyday living. Step outside and you'll immediately appreciate what makes this property special: ONE FULL ACRE with an expansive yard, mature landscaping, a patio, covered parking and additional storage space, giving you plenty of room to enjoy the outdoors, entertain, garden, pursue hobbies or simply enjoy having more privacy and breathing room. Best of all, there is NO HOA, and the property is serviced by well and septic. Conveniently located near Lake City's shopping, grocery stores, restaurants, schools, medical facilities and recreational opportunities, with access to major roadways connecting you to I-75 and I-10. The surrounding Lake City area also offers access to parks and outdoor recreation, including nearby Osceola National Forest. Whether you're looking for a primary residence, an investment opportunity or simply a property where LAND and LOCATION matter, this one offers tremendous potential. ONE FULL ACRE, 4 BEDROOMS, BRICK CONSTRUCTION, NO HOA AND 1,502 SQ FT OF LIVING SPACE—bring your vision and make 173 SE Andrews Dr your own! Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,502
Sqft
1 ac
Lot size
1972
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$139 vs $197
Days on market
6 vs 57 typical
Where $139/sqft sits among the 58 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32025 — neighborhood snapshot
Population
23,268
Median age
39.5
Median income
$47,074
Median home value
$184,900
Avg household
2.35
Households w/ children
2,322
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $292K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
26 of 58
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the LAKE CITY 32025 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 173 SE ANDREWS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$172,000
148 SE SHARON LANE
3 bd · 2 ba · 1,296 sqft · $133/sqft · 7 DOM
Sold · Sep ’25$260,000
193 SE YANKEE TERRACE
3 bd · 2 ba · 1,232 sqft · $211/sqft · 71 DOM
Sold · Feb ’26$230,000
293 SE DAN COURT
4 bd · 2 ba · 1,976 sqft · $116/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 173 SE ANDREWS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 173 SE ANDREWS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
173 SE ANDREWS DRIVE FAQs
What would the monthly payment be for 173 SE ANDREWS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 173 SE ANDREWS DRIVE?+
The most recent tax bill on record (2025) was $1,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $209,000, this home is listed about 48% below the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 173 SE ANDREWS DRIVE?+
Columbia High School (high), Eastside Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DIVINE ESTATES REALTY LLC · Nehad Darwish. MLS #TB8535348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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