7463 PHILATELIC DRIVE, SPRING HILL, FL, 34606
Active2 days on marketListed Aug 5, 2026MLS #W7888254
About this home
7463 PHILATELIC DRIVE
Welcome home to this beautifully updated 3-bedroom, 2-bathroom home in the desirable Forest Oaks community! From the moment you step inside, you'll appreciate the spacious open feel created by the soaring cathedral ceilings and the fresh interior and exterior paint. This move-in-ready home features luxury vinyl flooring (2024) throughout, beautifully updated bathrooms, a new roof (2022), and a water heater (2019), giving you peace of mind for years to come. Enjoy Florida living at its finest in the impressive 34-foot full season florida room and screened lanai, perfect for relaxing, entertaining, or enjoying your morning coffee while overlooking the fully fenced backyard, ideal for pets, play, or gardening. Conveniently located just minutes from shopping, restaurants, entertainment, hospitals, and major roadways, with easy access to the airport, this home offers the perfect combination of comfort, style, and convenience. Don't miss your opportunity to make this beautiful Forest Oaks home yours--schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,216
Sqft
0.3 ac
Lot size
2
Garage
1987
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs FOREST OAKS
$224 vs $198
Days on market
2 vs 41 typical
Where $224/sqft sits among the 8 homes for sale in FOREST OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Forest Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Forest Oaks — neighborhood snapshot
Population
1,475
Median age
44
Median income
$59,744
Median home value
$211,868
Avg household
2
Households w/ children
212
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $325K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
4 of 8
FOREST OAKS have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 7463 PHILATELIC DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$304,000
3455 TREETOP CIRCLE · same community
3 bd · 2 ba · 1,216 sqft · $250/sqft · 6 DOM
Sold · May ’26$250,000
7376 PHILATELIC DRIVE · same community
3 bd · 2 ba · 1,350 sqft · $185/sqft · 3 DOM
Sold · Mar ’26$305,000
8082 PAGODA DRIVE · same community
3 bd · 2 ba · 1,368 sqft · $223/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7463 PHILATELIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7463 PHILATELIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
7463 PHILATELIC DRIVE FAQs
What would the monthly payment be for 7463 PHILATELIC DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7463 PHILATELIC DRIVE?+
The most recent tax bill on record (2025) was $1,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $272,200, this home is listed about 20% below the Spring Hill median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7463 PHILATELIC DRIVE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Sharon Gallo. MLS #W7888254.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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