1403 GARDEN AVENUE, TARPON SPRINGS, FL, 34689
Active5 days on marketListed Aug 14, 2026MLS #W7888387
Come see it
Upcoming open house
Sun, Aug 23
12:00 PM – 3:00 PM
About this home
1403 GARDEN AVENUE
Coastal living meets incredible flexibility in this beautifully updated pool home with a separate guest house, located less than a mile from Sunset Beach and just minutes from the Sponge Docks and downtown Tarpon Springs. Set on a spacious 1/4-acre corner lot, the main home features 3 bedrooms, 2 fully remodeled bathrooms (2022), an open and airy layout, an oversized two car garage, and a new roof installed in (2020). The private backyard oasis offers a heated saltwater pool, brick paver patio, covered outdoor living space, and a gated side yard ideal for RV or boat parking. This home has a detached guest house, perfect for coastal vacation rentals, multigenerational living, or extended stay guests. The separate residence includes 2-bedrooms, 1-bathroom, private entrances from both side yard and pool area, and a brand-new AC unit installed in (2025). Additional upgrades include a new pool pump and heater (2022). This home may be sold fully furnished, offering a turnkey opportunity for immediate move-in or rental use.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,549
Sqft
0.27 ac
Lot size
2
Garage
1976
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,893 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,893/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$271 vs $243
Days on market
5 vs 48 typical
Where $271/sqft sits among the 276 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
158 of 276
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1403 GARDEN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$445,000
1407 GARDEN AVENUE · same community
3 bd · 2 ba · 1,915 sqft · $232/sqft · 168 DOM
Sold · Aug ’25$535,000
1402 OLEANDER DRIVE · same community
3 bd · 2 ba · 1,789 sqft · $299/sqft · 67 DOM
Sold · Aug ’25$420,000
1403 TALLAHASSEE DRIVE · same community
4 bd · 2 ba · 1,690 sqft · $249/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1403 GARDEN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1403 GARDEN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derrion's phone and CRM.
Straight answers
1403 GARDEN AVENUE FAQs
What would the monthly payment be for 1403 GARDEN AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1403 GARDEN AVENUE?+
The most recent tax bill on record (2025) was $9,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1403 GARDEN AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $690,000, this home is listed about 59% above the Tarpon Springs median of $434,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1403 GARDEN AVENUE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$690,000 runs 106% above the TARPON SPRINGS 34689 median — but at 2,549 sqft it's also 41% larger than the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Tarpon Springs market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE WILKINS WAY LLC · Nikki Gibson. MLS #W7888387.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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